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Editor’s note: Jane Katz, Habitat for Humanity’s director of international affairs and programmes, has made a mark as an original thinker and clear communicator in the area of housing finance and innovative housing collaborations across global boundaries. Based in Habitat’s Government Relations and Advocacy Office in Washington, D. C., she travels widely, representing the organization at major international events and meetings. To her work she brings more than 30 years of public and private sector achievements in housing finance, policy, marketing, and business and programme development. Prior to coming to Habitat, she spent 14 years at the housing-finance agency Fannie Mae. She was active in the U. S. public sector for another 15 years, working in mortgage finance, regulatory oversight and housing policy at the Federal Home Loan Bank Board, the U. S. Department of Housing and Urban Development and the Congressional Research Service at the U. S. Library of Congress.